ATM's

[QUOTE=Sidney]And spreading like an epidemic![/QUOTE]Thanks, I think I will check it out, before I go to the gun shop today.

I used a HSBC MasterCard debit card my last trip there in March. I had zero fee's using it at any link ATM. This is just a generic free checking account.

I could take out 3000 peso's, if the machine had it. (1000U$D limit)

I travel frequently for my work and I use the HSBC debit just about everywhere.

The nice part is that you can have the card linked to a savings acct online, but not linked to the card at the ATM. If you were to get jacked and they made you go to the ATM they would only get the cash in your checking, not the big wad.

This was all during the changes to the ATM's using visa earlier in the year

I opened a Citibank Checking account and got an ATM card before my trip.

The nice thing is that it allows you to get to the ATM's outside of business hours by swiping the card at the door.

[QUOTE=Timba8]I opened a Citibank Checking account and got an ATM card before my trip.

The nice thing is that it allows you to get to the ATM's outside of business hours by swiping the card at the door.[/QUOTE]I think all AMT cards will get you in the door, doesn't matter what bank your account is at.

[QUOTE=FreddySmith52]On my 2 visits to BA I have used my Citibank USA Debit Card to withdraw AR pesos from the Citibank ATM on Florida St. 746. Withdrawal is debited directly to my US Citibank account and there are no fees. There are several Citibank ATM machines at this location and what looks to be an actual branch.

Funny thing is that when I look at my account online it shows the description of the transaction as a "non Citibank ATM" whlie all the signage at the location says very boldly Citibank.

At this location there is a reception desk open during normal business hours and when I asked if I could make a US dollar deposit to my Citibank USA account I was told I could not.

I only used my Citibank debit card at this location. Never tried any other ATM.[/QUOTE]They charged me 3% for each ATM transaction, and when I withdrew cash from an ATM they also charged me for a "non Citibank ATM". Try HSBC. They often give you dollars and don't charge any fee for their ATM's. Just like in the US, Citibank is always a ripoff.

That's odd. I recently used my Citibank card at BA Citibank ATMs and didn't get charged any fees. I got 3.15 on Oct. 1 with no fee.

Do you have a USA Citibank account? Were you using the ATMs in the Citibank branches? Did you talk to Citibank customer service about it in your home country? 3% and a fee is what Citibank charges for a non-Citibank ATM (which I agree is a rip so I only use my Citibank card at Citibank ATMs)

Double-check before getting an HSBC card as I've read a few things that say they are increasing the fee to 3%.

[url]http://www.travelfinances.com/blog/index.php/2007/07/09/hsbc-to-increase-foreign-transaction-fees/[/url]

[url]http://flyerguide.com/wiki/index.php/Credit/Debit/ATM_Cards_and_Foreign_Exchange[/url]

I've also read that Citibank is increasing to 2% effective Jan. 08 even when using a Citibank ATM.

I have an Chase bank account and it seems that the have a fixed US$3 fee for withdrawing from a non Chase ATM. Of course, as you are allowed a maximum of US$100 each extraction, that would be a 3% charge and as there are no Chase banks here I have no other option!

[QUOTE=Aqualung]I have an Chase bank account and it seems that the have a fixed US$3 fee for withdrawing from a non Chase ATM. Of course, as you are allowed a maximum of US$100 each extraction, that would be a 3% charge and as there are no Chase banks here I have no other option![/QUOTE]Chase uses Visa for ATM cards, doesn't it? If so, that's your problem on the withdrawal limit, as the limit on MasterCard is much higher, if not only limited to your bank's limit. I have a small bank account in the States and can pull out about $2500 pesos, or $800 (which is my bank's limit) at a time and I know someone else who can pull out much more.

That's right, I have a visa debit card I use for withdrawals but I rarely need to withdraw more than US100 at a time. I have an account in an Argentine bank (Patagonia) that allows me to take out a 1000 pesos each time and I use the Chase card to pay everything else even the gas in my car. The question is if I took out less than a 100 US, say US$ 50, would I still pay the 3 bucks?

I know, the easy way to find out would be to take out US$50 and see what happens but I couldn't be bothered! I was just wondering if anybody here knew;)

I read at the top of my last statement that on November 5th HSBC is raising its 1% to 3% unless you have a higher level account, then it stays the same at practically nil.

[QUOTE=Easy Go]That's odd. I recently used my Citibank card at BA Citibank ATMs and didn't get charged any fees. I got 3.15 on Oct. 1 with no fee.

Do you have a USA Citibank account? Were you using the ATMs in the Citibank branches? Did you talk to Citibank customer service about it in your home country? 3% and a fee is what Citibank charges for a non-Citibank ATM (which I agree is a rip so I only use my Citibank card at Citibank ATMs)

Double-check before getting an HSBC card as I've read a few things that say they are increasing the fee to 3%.

[url]http://www.travelfinances.com/blog/index.php/2007/07/09/hsbc-to-increase-foreign-transaction-fees/[/url]

[url]http://flyerguide.com/wiki/index.php/Credit/Debit/ATM_Cards_and_Foreign_Exchange[/url][/QUOTE]Damn. I opened and loaded an account with HSBC two weeks ago for their non fee policy.

Nothing is for free any more.

El Greco

I always use Banco Frances when possible. No fees, no limits and a slightly better excahange rate the in other banks. It also seems that ATM's in other banks never have any cash in them. The exception to this is ATM's (Banco Frances) in malls, or not in a bank.

Before my first trip to BA, I have checked with all 3 of my banks. Citi, Bank of America, and HSBC all charge 3% fees for foreign exchange. There may or may not be separate ATM fees, but the 3% was my concern and it's now verified. I forgot to inquire about purchases with the card, but I assume it's the same.

Purchasing with a Visa debit card this is what I'm charged - this case petrol -

YPF AUTOP BS-LP SUR PROV 09/28YPF AUTOP AR Peso 76.00 X 0.3177632 (EXCHG RTE) + 0.72 (EXCHG RTE ADJ)

And it's the same for any purchase I make.