"accident insurance" is the term in the definition
Accident insurance includes what you credit card provides when you buy a ticket with the credit card and motor vehicle insurance is for accidents and almost all staes in the usa require PIP which is health coverage for injuries resulting from any accident involving your motor vehicle and possibly any accident invioling you as a passenger in another person's vehicle or a pedestrian hit by a motor vehcle. This is the definition in the small print.
Your position may fit into your world view in a nice package--the market is a gift from god which puts everything right. Talk to people who need their health insurance or have to pay for it in the usa and you will hear a different story.
I'm shure that you will call me a socialist--I am in a sense. Just like richard nixon was a socialist in a sense when he fostered medicare and regan was for not fighting against medicare. And you will be when you accept medicare benefits, if you accept them. If you think social security and medicare are morally wrong--refuse the benfits.
We live in a social democracy as does western europe and most of the first world. The usa is the odd man out, not everybody else. There are some socialist elements in our society and almost all first world societies.
Obama Town Halls and The Public Option
They're going hard. Looks like it's going to pass. All you buckslaps in Argentina forced to return to the USA because it's all good.