Health Insurance in Argentina

[Gandolf50]

The outer provinces are a night mare. There was case around two years ago where a man had some kind of a problem (stroke, heart attack?) while at a function in Mendoza and entered a nightmare where no one would treat him. He had money, he had insurance, BUT! The local public hospitals were all full and would not accept him. The private hospitals would only take cash and at two in the morning the family could not get enough cash together to satisfy the hospital. Long story short was the poor guy died in the ambulance going from cash machine to cash machine trying to raise the money. Things are a little bit better in Buenos Aires but not as good as they should be with all of this governments propaganda about how great they are and all the great things they are doing for the populace!

[Shawman]

So you boys love to waste space on Obama Care and all that shit that belongs on an American website, right?

The Lucky Ones that live in Argentina would or should dialog a little bit about what it's like to live here in Argentina with or without Health Insurance.

Is it worth it, is it good, is it cheap, et cetera, etcetera.

Are the services good? Bba, Bobbi, com?

Joking!

I just walked through a wall of un safety glass in the most expensive neighborhood in Mendoza and I almost lost both hands.

No big deal right?

If you have insurance they will reattach your hands. Right?

The first hospital was a Private hospital that could Not stop my bleeding and they wanted 25 k as a down payment to keep me alive.

Next!

I had the cash but not in my pocket so what about insurance?

None!

Public Hospital:

Emergency room surgery to reattach my right arm, ambulance, 3 awful nights in the hospital, shrinks, meds, cardiologists, hand specialists, et cetera, et cetera.

Cost:

What you can give!

I gave them 4 Fucking Pesos! Less than. 40 cents!

Results:

They saved my life but due to a medical strike they could not reattach my tendons for 2 to 6 months.

Answer:

The Hand Doc at the Public hospital has a specialized clinic in Mendoza, Private out-patient stuff.

Put me back together like Frankenstein for a Grand in his spotless and beautiful clinic!

Hope to be able to Jack Off soon!

Although you Never have to JO in Argentina!

Thanks for all of the Get Wells Boys!

TL.

My god bro, I had no idea you went through this. I'm absolutely speechless. Please make sure you do get better, that's a hell of a thing to happen!

[TejanoLibre]

So you boys love to waste space on Obama Care and all that shit that belongs on an American website, right?

The Lucky Ones that live in Argentina would or should dialog a little bit about what it's like to live here in Argentina with or without Health Insurance.

Is it worth it, is it good, is it cheap, et cetera, etcetera.

Are the services good? Bba, Bobbi, com?

Joking!

I just walked through a wall of un safety glass in the most expensive neighborhood in Mendoza and I almost lost both hands.

No big deal right?

If you have insurance they will reattach your hands. Right?

The first hospital was a Private hospital that could Not stop my bleeding and they wanted 25 k as a down payment to keep me alive.

Next!

I had the cash but not in my pocket so what about insurance?

None!

Public Hospital:

Emergency room surgery to reattach my right arm, ambulance, 3 awful nights in the hospital, shrinks, meds, cardiologists, hand specialists, et cetera, et cetera.

Cost:

What you can give!

I gave them 4 Fucking Pesos! Less than. 40 cents!

Results:

They saved my life but due to a medical strike they could not reattach my tendons for 2 to 6 months.

Answer:

The Hand Doc at the Public hospital has a specialized clinic in Mendoza, Private out-patient stuff.

Put me back together like Frankenstein for a Grand in his spotless and beautiful clinic!

Hope to be able to Jack Off soon!

Although you Never have to JO in Argentina!

Thanks for all of the Get Wells Boys!

TL.

[Damman]

Damman, I am looking for a insurance coverage based in Argentina, for the entire continent of South America. Not interested in USA or Europe. Any tips?

No tips, however my gut feeling is you would not have a problem in South America with any reputable insurer from Argentina. One thing I do know is Swiss Medical is first class. My girlfriend got an annual physical and was quite impressed with the extent of the tests: MRI, blood work. It was extensive and someone would be hard pressed to find something comparable in the so called first world and at no cost to her other than the premiums. Do not forget the premiums are scaled according to age and they do get expensive for us old farts.

Good luck

[Member #3320]

The way I understand the Swiss Medical plan for international coverage and most other AR plans is they reimburse you for the expenses. You pay the medical expenses in the foreign country and then file a claim with the Argentine insurance provider for reimbursement. Plus, the maximum benefit (Swiss Medical) would hardly cover bed pan service in the USA. Like to think I investigated it thoroughly, but could be wrong. My Spanish is oh so great. YMMV

Damman, I am looking for a insurance coverage based in Argentina, for the entire continent of South America. Not interested in USA or Europe. Any tips?

[Damman]

The way I understand the Swiss Medical plan for international coverage and most other AR plans is they reimburse you for the expenses. You pay the medical expenses in the foreign country and then file a claim with the Argentine insurance provider for reimbursement. Plus, the maximum benefit (Swiss Medical) would hardly cover bed pan service in the USA. Like to think I investigated it thoroughly, but could be wrong. My Spanish is oh so great. YMMV

[El Perro]

Lot of expats are talking about OSDE.

I was intrigued by your comment where it suggested that the plans covers short trips abroad?

I had very good experiences with Hospital Aleman. How will you compare Swiss Medical with OSDE and Aleman rate wise and service wise? If at all you have any clues?

If you pay about 25p or so extra a month Swiss Medical has some international coverage that lasts no longer than three months. I know nothing about how good it is as I've never used it. As far as comparing Swiss Medical to other plans, again, I've really no idea.

[Member #3320]

No complaints. The monthly rates have gone up alot in five years but I still pay under $200US for the top rated plan. Being self employed I'd have to knock over a liquor store every month in the states to afford a similar plan there.

If you are looking to go that route I'd check out OSDE as well, and there are a few others.

Lot of expats are talking about OSDE.

I was intrigued by your comment where it suggested that the plans covers short trips abroad?

I had very good experiences with Hospital Aleman. How will you compare Swiss Medical with OSDE and Aleman rate wise and service wise? If at all you have any clues?

[El Perro]

@Doggyboy, Are you still continuing with this? How did it go over the years?

No complaints. The monthly rates have gone up alot in five years but I still pay under $200US for the top rated plan. Being self employed I'd have to knock over a liquor store every month in the states to afford a similar plan there.

If you are looking to go that route I'd check out OSDE as well, and there are a few others.

[Member #3320]

Finally got my "international" Swiss Medical coverage squared away today. Went to the office at Pueyrredon 1441 with a friend to help translate. The international coverage is predominantly for those covered to use while traveling out of the country temporarily. They will cover you for four consecutive months, and then nada. The idea is that you will return to BA. The plan is not set up to cover globe trotting expats indefinitely. I paid 4 months of monthly premiums today plus an extra 13p a month (that added on the foreign coverage) In addition, once you "return" to BA you are expected to pay the 13p monthly for a year. That seemed a little strange, but I believe I got that right. You are given a phone number to call if you have a problem while out of BA. There is a small deductible. They also provide you with a pamphlet explaining the ins and outs. As Moore reported sometime back he used this coverage while in the states with excellent results. Seems like a great deal to me. It will cover me in Spain until I get something arranged there.

@Doggyboy, Are you still continuing with this? How did it go over the years?

[Gandolf50]

I was wondering if anyone had any insight into how you can go about getting health insurance, costs / recommendations, is it better to just pay by the ailment?

If you don't have any bad health problems I would say pay as you go. I have been here on and off for 7 years. Including almost cutting off a finger my total expenditures have been under 500 pesos. Thats what most people are paying monthly. Maybe the Swiss and German plan have nicer offices and are a little faster but for the huge differance in price, I go for pay as you go.

[Member #3320]

Hi,

I had reviewed Hospital Aleman last year from the point of view of a Tourist and a non-Spanish speaker.

Here is the thread :-

http://www.argentinaprivate.com/foru...ospital+aleman

[El Queso]

If you're looking for a cheaper option, Hospital Aleman also provides good service. I don't know if they have any international options, I wasn't looking for that when I bought.

I understand that Swill Medical is a bit more expensive. I knew a US couple who paid 900 pesos a month for their coverage a year ago, total price together. Full Service. Compared to what you get in the States, it's a great deal.

I pay just a little over 500 pesos a month for the same coverage at HA. It only has one main location, where Swiss Medical has a number of them, that's true. But HA has a large number of associations with other good medical facilities all over as well, you get the same deal as if you were at the main HA place. Including pharmacies for any prescriptions covered (all of them) I know - we had to use HA for the first time living in the suburbs when we all got a sick a few weeks ago. There were a number of good choices in the area, and the place we chose was a small hospital in Pilar. Nice place. Clean, professional. They provide a book of all their locations, broken out by area. It has a little grid of options offered at the different locations, easy to see.

I've never had to wait more than 20 minutes to see a doctor when I make an appointment, and they are very professional. The place is often crowded and you may wait 45 minutes or more if you just walk in. We've used the hospital in Recoleta a number times as we lived about 4 blocks from there. Many of the staff speak some English and some of the doctors spoke reasonable English.

Swiss Medical is a good option if you don't mind the extra bucks. I've been in their offices, though never a medical facilty. The offices are nice. I'm sure their facilites are nice as well.

But we had no problems getting covered. I'm sure that will be the same with any other reputable company as well. You don't need a DNI or an offical visa, not even a CDI number. You can pay with an international credit card or debit card with no problem. It's one industry here that seems to do business very reasonably.

[Sinistra]

I was wondering if anyone had any insight into how you can go about getting health insurance, costs / recommendations, is it better to just pay by the ailment?

Go to Swiss Medical. They have some of the nicest facilities and best doctors in town and the prices are ridiculously cheap compared to the Europe or the US. Bonus: you get overseas coverage too. I wouldn't go anywhere else.

[Locos and Man]

I was wondering if anyone had any insight into how you can go about getting health insurance, costs / recommendations, is it better to just pay by the ailment?